5 Steps To A Better Financial Future

Since we have almost 2 months left in 2015, I want to do a pulse check to see where you are. Did you set goals in January to help guide you throughout this year? If so, how did you do?  If you aren't where you want to be, then there is still time to start over and take some critical steps towards achieving a better financial future. 

By: Aisha Taylor

Step 1.  Determine your why. Your why is your reason for making the decision to do something different. Making changes in your life, behavior, and habits takes work. Having a strong why will help motivate you to keep going and make the necessary sacrifices to have the life you really want. 

Step 2.  Create your financial blueprint. Creating a financial blueprint consists of a budget and a strategy to achieve your goals. Look at your current bill structure and then determine if there are areas to cut.  Also, look at monthly subscriptions and charges to see if you need them of if they can be modified. Also, identify ways that you can increase your income to achieve your goals faster. 

Step 3.  Understand and strategize around your blind spots. Your blind spots are areas in your spending that you don't notice.  For example, you may buy a lunch everyday without thinking twice.  This is why it is so important to track everything that you spend. This will help you to identify and quantify the items that you buy out of habit. Understanding this will help you to determine what you should keep it cut to be more intentional about how you spend your money. 

Step 4.  Grab a friend. Similar to a gym buddy, embarking on a new journey is more fun with a friend. Remember we are more likely to break our promises to ourselves rather than other people.  Let your friends know that you want their support to help to hold you accountable towards achieving your goals. Then, ask them to participate with you.  

Step 5.  Have fun responsibly. You don't live to work; you work to live. There is nothing wrong with having fun; just do it responsibly. Include items in your budget that are fun and bring you happiness. If you want to have your morning latte then get it. Just make sure that it is included in your budget. Figure out the things that give you the greatest value and then make room for it in your budget without sacrificing your goals and priorities. 

Now that you are equipped with simple tasks to build a better financial future, you can start now.  Don't wait until January because everyday that you wait is another day that you spend not working on creating your ideal life. 

Be sure to leave a comment to let me know what you will do next. 

If you want more tips and resources, download your FREE Hotsheet that will show you the best online savings sites and apps!  Click here to download!

Aisha Taylor is a #1 Amazon Best Selling Author of the book “5+5 FNPhenomenal Ways to Save $100 This Week Without Killing Your Lifestyle”, the Founder of FNPhenomenal (Frugal –n- Phenomenal), and creator of The Live Phenomenal Program. The Live Phenomenal Program is a program designed to give you the tools that you need to totally transform your finances, and stop living from paycheck-to-paycheck. It’s time for you to be Financially Phenomenal! Book your complimentary 20-minute financial clarity session with Aisha here.

BIO

Aisha Taylor, the founder of  Frugal-n-Phenomenal (FNPhenomenal),  is a financial freedom expert who brings a modern and fresh twist to wealth consciousness.

 As the founder of FNPhenomenal she has dedicated her life to building up others and equipping them with the knowledge and resources to be true and legendary change agents within their communities. FNPhenomenal helps women break the vicious cycle of bad money habits by providing them with simple “Every Day Living Principles” that will show them how to live frugally yet phenomenally.

Aisha holds Bachelor degrees in Public Policy and Economics from Duke University and Master’s degrees in Business Administration and Health Services Administration from the University of Michigan. Aisha is also a license and certified Financial Planner.   Prior to launching her company FNPhenomenal, she spent years working in Corporate America as Senior Financial Analyst where she gained experience in business development, budgets & forecasting, creating and  developing financial reports, financial model development, contract analysis, profit and loss statement management, and revenue/profit strategy optimization.  She has also had the opportunity to work as a project manager where she was instrumental in restructuring the accounting processes for many governmental grants.

To learn more about FNPhenomenal and how they can serve you or your group, please visit their website at www.FNPhenomenal.com or email the FNPhenomenal team at aishataylor@fnphenomenal.com.

Connect with Aisha at:

www.FNPhenomenal.com

Instagram/Twitter/Facebook: @FNPhenomenal

info@fnphenomenal.com